> FRAME 01 · TODAY
See where the month stands
Processing volume, transaction counts, and active merchants, charted month by month. The Today dashboard gives the team a shared view of how the portfolio is performing.
Your processing partner
Stop Overpaying
for Card Processing
Kairos Card Services brings radical transparency to payment processing. No hidden fees, no inflated rates. Just honest pricing and a team that picks up the phone.
No hidden fees15+ bank networkA real human picks upFree statement analysisPCI-DSS compliantMiami, FL
Why merchants trust Kairos
PCI-DSS Compliant
We meet the card industry’s security standard for handling payment data.
Multiple Banks
We work with a network of 15+ banks, so nearly any business gets the right home, from everyday low-risk merchants to hard-to-place high-risk industries.
Honest and Open Pricing
You pay the card networks’ true cost plus one disclosed margin. Nothing bundled, nothing hidden.
Local Support
Real people in Miami answer the phone. No ticket queue, no offshore maze.
Built for Your Business
Clarity
Every Fee Explained
Every line on your statement explained in plain English. No hidden markups, no bundled surprises. You see exactly what you pay and why. If we can’t explain a fee, you shouldn’t be paying it.
> Reading statement, page 2 of 3...
> Line 14 "MISC ADJ $31.40" flagged
> Translation: a fee with no job.
Savings
Dual Pricing & Surcharging
Offer a cash price and a card price, so the card networks’ fees stop coming out of your pocket. We set it up compliantly and keep it that way.
Service
Responsive Local Support
Real humans in Miami who pick up the phone. Your dedicated account manager knows your business and responds when it matters.
Now playing
Enter the Kontrol Center
Inside Kontrol Center and Hive: the tools our team uses to understand a portfolio, support merchants, and review statements. Actual screens, fictional sample data.
> FRAME 02 · PORTFOLIO ANALYTICS
See the trend before it bites
Compare processing periods, see which merchants are gaining or losing volume, and follow the numbers into individual accounts. Portfolio analytics helps the team decide where to look next.
> FRAME 03 · MERCHANT PROFILE
Know the account before you call
Processing activity and account details share one merchant profile, with notes and visits kept alongside the record. The next conversation starts with context.
> FRAME 04 · KAIROS HIVE
Ask about your book
Ask Hive a portfolio question in plain English. Its answer brings together processing figures, accounts that need attention, and suggestions for merchant follow-ups.
> FRAME 05 · STATEMENT AUTOPSY
Hive reads the fine print
Hive turns a processing statement into a breakdown of volume, fees, and card mix. Review the extracted figures and compare pricing before preparing a proposal.
How It Works
01
Send Us Your Statement
Send your most recent processing statement, the monthly fee report your current processor mails or emails you. We handle the rest, no commitment, no pressure.
02
See Your Savings
Our team analyzes every line and shows you exactly where you can save. Clear, side-by-side comparison. No jargon.
03
Keep Your Terminals
If the numbers make sense, we handle the transition. Same terminals, same workflow. Just better pricing and better service.
Agent Program
Become a Kairos Agent
Build your own portfolio with a partner who invests in your success. Competitive splits, transparent residual reporting, and back-office support that lets you focus on selling.
Competitive revenue splits
Full back-office and onboarding support
Real-time residual reporting via Kontrol Center
Growing product suite to sell
> Residual statement: PUBLISHED
> Split calculation: line-item visible
> Basis points: as agreed, in writing
> Payout status: ON TIME
> Clawback surprises: NONE
> _
Residuals you can audit every month, in Kontrol Center
See What You
Could Be Saving
Send us your most recent processing statement and we'll show you exactly where your money is going, and how to keep more of it.
Your statement stays confidential. We use it only to build your comparison, and we delete it if you don't move forward. No spam, no sales chase. Prefer to talk first? Call (305) 686-4690. A real human in Miami picks up.
The Kairos crew
The whole crew, in your corner